FACTS What does the Farmers State Bank
do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income,
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share clients' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients' personal information; the reasons The Farmers State Bank chooses to share; and whether you can limit this sharing.
Questions?Call (888) 563-1905
Reasons we can share your personal information Does the Farmers
State Bank share?		 Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes
to offer our products and services to you 		No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates everyday business purposes
information about your transactions and experiences 		No We don't share
For our affiliates everyday business purposes
information about your creditworthiness 		No We don't share
For nonaffiliates to market to you No We don't share
Who we are
Who is providing this notice? The Farmers State Bank
What we do
How does The Farmers State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Farmers State Bank collect my personal information? We collect your personal information, for example, when you
  • opan an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card
Wy can't I limit sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • The Farmers State Bank has no affiliates.
Nonaffiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • The Farmers State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • The Farmers State Bank does not jointly market.
 
Member FDIC