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information for each type of account.


Reorder checks

Personal Checking Accounts

  • FSB Second Chance Details
    • Must attend Money Smart education classes prior to account opening.
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: ATM-only
    • Online Banking: Free
    • Minimum Opening Deposit: $50.00
    • Electronic Statements: Free
    • Paper Statements: $2.00
    • Monthly Service Charge: $2.00. Waived with $200.00 monthly average balance.
  • E-Z CheckingDetails
    • May write up to 3 checks free per month, then $0.50 per check after 3.
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Bill Pay: Free
    • Online Banking: Free
    • Overdraft Protection Transfer: $10.00/daily transfer from qualified Savings Account
    • Bounce Protection: Qualification Required
    • Minimum Opening Deposit: $50.00
    • Electronic Statements: Required
    • Monthly Service Charge: $7.00. Waived with 10 point of sale or debit transactions per month.
  • Everyday CheckingDetails
    • Unlimited check writing.
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Bill Pay: Free
    • Online Banking: Free
    • Overdraft Protection Transfer: $10.00/daily transfer from qualified Savings Account
    • Bounce Protection: Qualification Required
    • Minimum Opening Deposit: $50.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthy Service Charge: $7.00. Waived with $500 average monthly balance or to those under 18 and at least 60 years of age.
  • Gold Checking Details
    • Unlimited check writing.
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Bill Pay: Free
    • Online Banking: Free
    • Interest Bearing: Tiered Rate
    • Overdraft Protection Transfer: $10.00/daily transfer from qualified Savings Account
    • Bounce Protection: Qualification Required
    • Minimum Opening Deposit: $200.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthly Service Charge: $15.00. Waived with $1,000 average monthly balance or a direct deposit.

Personal Savings Accounts

  • Passbook SavingsDetails
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Banking: Free
    • Interest Bearing: Yes
    • Minimum Opening Deposit: $50.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthly Service Charge: $2.00. Waived with $200.00 monthly average balance.
  • Gold SavingsDetails
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Banking: Free
    • Interest Bearing: Tiered Rate
    • Minimum Opening Deposit: $100.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthly Service Charge: $15.00. Waived with an average monthly balance of $1,000.00.
  • Christmas ClubDetails
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: No
    • Online Banking: Free
    • Interest Bearing: Yes
    • Minimum Opening Deposit: $50.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthly Service Charge: Waived. Withdrawal prior to Annual Distribution will result in the account closing and interest earned forfeited.
  • Certificate of DepositDetails
    • Combined Statements: Yes
    • Debit Card: No
    • Online Banking: Free
    • Interest Bearing: Yes
    • Minimum Opening Deposit: $500.00

Health Savings Accounts

  • HSA CheckingDetails
    • Additional Requirements: Yes
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Bill Pay: Free
    • Online Banking: Free
    • Minimum Opening Deposit: $100.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthly Service Charge: $7.00. Waived with $500.00 monthly average balance.
  • HSA Gold CheckingDetails
    • Additional Requirements: Yes
    • Combined Statements: Yes
    • Direct Deposit Accepted: Yes
    • Debit Card: Yes
    • Online Bill Pay: Free
    • Online Banking: Free
    • Interest Bearing: Tiered Rate
    • Minimum Opening Deposit: $100.00
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Monthly Service Charge: $15.00. Waived with average monthly balance of $1,000.00.

reorder checks

Business Checking Accounts

  • NonprofitDetails
    • Online Banking: Free
    • Online Bill Pay: Free
    • Debit Card: Free
    • Item Charge: Up to 250 items free, then $0.10 per item over 250.
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Minimum Opening deposit: $50.00
    • Monthly Service Charge: N/A
  • BusinessDetails
    • Online Banking: Free
    • Online Bill Pay: Free
    • Debit Card: Free
    • Item Charge: Up to 500 items free, then $0.10 per item over 500.
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Minimum Opening deposit: $500.00
    • Monthly Service Charge: $10.00. Waived with $500.00 average monthly balance.
  • Business PlatinumDetails
    • Online Banking: Free
    • Online Bill Pay: Free
    • Debit Card: Free
    • Item Charge: Up to 1,000 items free, then $0.15 per item over 1,000.
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Minimum Opening deposit: $1,000.00
    • Monthly Service Charge: $20.00. Waived with $2,500.00 average monthly balance.

Business Savings Accounts

  • NonprofitDetails
    • Online Banking: Free
    • Online Bill Pay: Free
    • Debit Card: Free
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Interest Bearing: Yes
    • Minimum Opening deposit: $50.00
    • Monthly Service Charge: N/A
  • BusinessDetails
    • Online Banking: Free
    • Online Bill Pay: Free
    • Debit Card: Free
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Interest Bearing: Yes
    • Minimum Opening deposit: $500.00
    • Monthly Service Charge: $10.00. Waived with $500.00 average monthly balance.
  • Business GoldDetails
    • Online Banking: Free
    • Online Bill Pay: Free
    • Debit Card: Free
    • Electronic Statements: Free
    • Paper Statement: $2.00
    • Interest Bearing: Tiered Rate
    • Minimum Opening deposit: $1,000.00
    • Monthly Service Charge: $20.00. Waived with $2,500.00 average monthly balance.

All Business Accounts

  • Value Services *Details
    • Payroll Direct Deposit: Yes
    • ACH Payables: Yes
    • Remote Deposit Capture: Yes
    • Merchant Card Services: Yes
    • Overdraft Protection: Yes
    • * Applicable fees may apply. See your FSB Banker for details.